The smartphone industry is transforming rapidly. A couple of years ago, one had to invest more than ₹30,000. But as hardware prices went down drastically, the phones became cheaper.
Now you can buy a decent phone for overall usage by spending around ₹20,000. And happily, there are lots of choices available to choose from that budget. Here are our top picks.
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Huawei Honor 6: A fantastic and desirable under-₹20,000 smartphone with great hardware specification and a decent built. Honor 6, a 3G only smartphone sports a 5-inch Full HD display with 1.7GHz octa-core processor with 3GB of RAM and 16GB of ROM memory. It also features a 13mp rear and a 5mp front camera for fulfilling the photography requirements.Huawei 
Xiaomi MI4: The iPhone look-alike smartphone packs enough hardware power to get you going. A Snapdragon 801 SoC, 3GB RAM, 16GB ROM, 13mp rear and 8mp front camera suits the purpose. However, it lacks a micro SD card and 4G-LTE connectivity.Xiaomi 
Lenovo Vibe X2: Lenovo has cleverly chosen the specifications, which makes the vibe x2 comparable to several flagship smartphones. Sporting a 5-inch full HD display with 1920 x 1080 pixel resolution, the Vibe X2 features a MediaTek 6595m True octa-core processor clocked at 2.0GHz and integrates 4G LTE capability. Vibe X2 also comes with 2GB RAM and 32GB internal memory. Powered by a 2300mAh battery, the Vibe X2 is also coupled with a 13mp rear and a 5mp front camera.Lenovo 
OnePlus One: Called Flagship killer, One Plus One features a killer price to specification ratio. Available at ₹21,999, it features 5.5-inch 1080p display, Snapdragon 801 SoC, 3GB RAM, 64GB ROM, 13mp rear and 5mp front camera.OnePlus 
Samsung Galaxy E5: With a neatly packed metal frame, the Galaxy E5 looks elegant and feels ergonomic. The device is currently available just under ₹20,000 and packs a 1.2GHz Quad-Core processor, 1.5 RAM, 16GB internal memory expandable up to 64GB using micro D card. The E5 further features a 8mp rear camera with flash, 5mp front camera and powered by 2400mAh battery.Samsung 
HTC Desire 820Q Dual SIM: A cheaper version of HTC smartphone equipped with a powerful 13mp camera. The dual SIM smartphone features a 1.2GHz Quad Core processor, 1GB RAM, 16GB ROM and comes powered by 2600mAh battery. The device boasts a 5.5-inch 720p display with Corning Gorilla glass protection and equips Blinkfeed home screen.HTC 
Moto X (1st Generation): Released last year, the Moto X caters to the sub-₹20,000 smartphone market in the country. The Moto X 1st generation is still one of the most in demand smartphone across India. Powered by Android Kitkat 4.4.4 the Moto X 1st generation features a dual-core 1.7GHz Snapdragon S4 Pro SoC along with a 10mp rear camera. Boasting a 4.7-inch 720p AMOLED screen, Moto X 1st generation couples decent battery life too.Motorola 
Sony Xperia C3: A phablet device with 5.5-inch 720p display and runs on a 1.2GHz Snapdragon Quad Core processor. The specification further extends with 1GB RAM, 8GB ROM, 8mp rear camera. Powered by a 2500mAh battery the C3 runs runs on Android Kitkat 4.4 OS.Sony 
ASUS ZenFone 6: Equipped with an Intel Atom 1.6GHz processor, the Zenfone 6 is the higher version of ASUS Zenfone 5. The smartphone features a huge 6-inch HD IPS display with 13mp rear and 2mp front camera. The Atom processor has been coupled by 2GB worth RAM and 16GB of on board memory. Powered by a 3300mAh battery, the ZenFone 6 features a micro SD card as well.ASUS 
Apple iPhone 4S (8GB): Though it sounds quite dated, the iPhone 4S 8GB version is the only option for you if you're an ardent Apple fan. The device features 3.5-inch display, Dual Core A5 SoC, 1GB RAM and 8GB of ROM. On the camera front it features a 8mp rear camera with LED flash and runs on iOS 5 operating system.Apple
